My people, e be like say our banks don dey hustle serious matter as dem wan raise huge money for better operation.

This one na serious gist from our Central Bank of Nigeria (CBN) wey don give banks mild wahala to raise about N4.14 trillion before March 31, 2026. E no go fit happen just anyhow o, as dey don increase minimum capital wey banks need hold.

According to report, banks with international licence suppose get at least N500 billion, while our national banks need N200 billion, and our small but mighty regional banks need N50 billion. Even the merchant banks need hold N50 billion, and those non-interest banks wan need between N10 billion to N20 billion. If you dey side of anything wey get ‘bank’ for am, you gatz sabi this new rule well-well!

Deloitte don yan say this recapitalisation go help our banks stand strong for any financial fight and also to support Nigeria plan to turn economy to $1 trillion by 2030. Chai! This no be small dream o. But as e dey true, CBN don dey monitor the matter well-well. Governor Olayemi Cardoso don talk say 27 banks don raise funds already through public offers and rights issues as dem dey try meet up.

No be only tough talk, but e don get real momentum as 16 banks don already meet the capital requirements as of November 25, 2025. Different banks don dey show face, including Zenith Bank, UBA, and even GTBank dey shine. Their hustle don dey make sense as dey dey collect money through different means like public share sales and private placements.

But wetin remain now? Smaller banks dey feel pressure to either raise money sharp-sharp or find strong partners for merger. E fit pain for some, but na survival matter.

As we dey look am, this capital raising no just be for show, e go actually provide them more strength to carry big loads in the future. Stronger capital mean say e go increase their ability to lend to small and medium businesses, agriculture, and many other sectors wey fit help push Nigeria economy go forward.

CBN don make everybody know say dem dey on top of things, and liquidity still dey high well, as e dey suppose be. Sa better confidence don enter the banking system as we dey watch how everything go unfold before March 2026.

My people, we gatz watch the matter well as this na serious business wey fit change the way our banking sector dey operate. E fit be like say some people go loose shares if dem no make move to join this capital raising fiesta! Make we dey alert for any fresh gist wey go come out from this matter.