Wetin dey happen, Naija people? E be like say CBN don finally hear wetin tourists dey talk about their foreign cards! Dem don drop new policy wey go make using international card for Naija more smooth and easy.

So, as from December 18, 2025, di Central Bank of Nigeria (CBN) don instruct all di banks and financial institutions to start dey use multi-factor authentication for transactions wey pass $200 for one day. If you dey spend $500 for one week or $1,000 for one month, e go still apply. This one na serious matter o, as dem dey try to make we no dey experience declined transactions again.

Di policy come make sense because a lot of visitors and Nigerians wey dey come back from abroad don dey cry say dem dey face wahala with dem foreign cards. Di CBN sef don notice say these wahala dey affect tourism, and dem wan do everything to ensure say our local economy dey flourish.

Now, all di ATM, POS, and online payment platforms for Naija go suppose accept international cards. Dem go configure am for seamless transactions. No more wahala wey go make you dey wonder if you fit use your card wey you carry from abroad. Dem plan am well so dat tourists fit enjoy dem stay without worrying about how dem go take pay.

CBN don also talk say dem go dey monitor wetin dey happen for all transactions to catch any suspicious pattern wey go fit indicate say something dey wrong. Dis one go help reduce fraud and e go make people feel secure whenever dem dey make payments.

For di financial institutions and merchants, dem don tell dem say dem must train their staff every quarter on how to handle disputes and chargebacks. If person complain about any wahala with di card, dem must resolve am quick-quick! No time for dragging matter here o. Sef, any institution wey no follow di rules fit collect fine. Na so di ginger dey go.

So, if you wan enjoy your time for Naija and you be tourist or you dey come back from abroad, you fit relax small because di CBN dey work to ensure say your foreign card go work well for here. No more stories, as long as you dey follow di new protocols!