Gwamnatin Najeriya ta fara tarar da haraji na N50 a kowace wata hanyar tarar da kudi ta lantarki wadda ke kai N10,000 zuwa sama, wanda aka fi sani da Electronic Money Transfer Levy (EMTL). Harajin dai an gabatar da shi a nder Finance Act 2020, amma an fara ai a ranar 1 ga Disamba, 2024 bayan an tsaura shi daga watan Satumba.
Masanin aiki na POS a wasu yankuna na kasar sun fara karin caji ga abokan ciniki saboda harajin, abin da ya sa masu amfani suka nuna rashin amincewarsu. Kazeem Adewale, wani mai aiki na POS a yankin Arepo na jihar Ogun, ya bayyana cewa aniyi masa wahala ta hanyar bayyana dalilin karin cajin ga abokan ciniki. “Na yi bayani kuma na yi koshin lafiya, abokan ciniki suna zarginsa da zamba,” in ya ce.
A wasu yankuna kamar Yaba a jihar Ondo, masanin aiki na POS, Mrs Helen Faniran, ta ce ba ta fara karin cajin ba amma ta ji daga wasu abokan aikinta cewa sun fara karin caji. “Wata daga cikinsu ta ce zata fara karin caji daga N300 zuwa N400 ga kudi N10,000,” in ya ce.
Abokan ciniki a shafukan sada zumunta kamar X (formerly Twitter) sun nuna rashin amincewarsu kan karin cajin. Wani mai amfani, Sam Addai, ya ce “E levy daya daga cikin harajin da ba su dace ba. Yaya za mu kashe ne saboda murna za mu na zaÉ“in tarar da kudi ta lantarki maimakon amfani da kudin hannu?”.
Kamfanonin fintech kamar Opay, Moniepoint, da Palmpay sun fara tarar da harajin N50 a kowace wata hanyar tarar da kudi ta lantarki wadda ke kai N10,000 zuwa sama. Kamfanonin sun bayyana wa abokan ciniki cewa harajin zai aika zuwa Federal Inland Revenue Service (FIRS).
Economists sun yi bayani cewa aiwatar da harajin zai iya yi tasiri maraice ga tattalin arzikin kasar, musamman a fannin fintech wanda yake girma cikin sauri a shekarun da suka gabata. Marcel Okeke, tsohon babban mai tattalin arziƙi a Zenith Bank, ya ce aiwatar da harajin a lokacin da yake ba da dama ba zai iya yi tasiri maraice ga tattalin arzikin kasar.