LAGOS, Nigeria – Bankunan Najeriya sun tattara ribobi masu yawa a shekarar 2024, yayin da suka fuskantar matsalolin sake fasalin jarin da kuma matakan tsaro daga Babban Bankin Najeriya (CBN). A cikin wani yunƙuri na ƙarfafa tsarin kuɗi, CBN ta buƙaci bankunan su ƙara jarin su zuwa N500 biliyan don bankunan masu izinin aiki a duniya, N200 biliyan ga bankunan ƙasa, da N50 biliyan ga bankunan yanki.
A cikin wata sanarwa da aka fitar a watan Maris 2024, CBN ta bayyana cewa bankunan za su iya tara kuɗin ta hanyar sayar da hannun jari, haɗin gwiwa, ko kuma sayayya. An ba wa bankunan cikakken lokaci na shekaru biyu don cika waɗannan buƙatun, tare da ƙarshen wa’adin a ranar 31 ga Maris 2026.
Dangane da wannan matakin, bankuna kamar Access Bank, Zenith Bank, da FCMB Group sun fara tara kuɗin ta hanyar sayar da hannun jari. Access Bank ta samu N351 biliyan daga hannun jari, yayin da FCMB Group ta tara N147.51 biliyan. Haka kuma, Fitch Ratings ta yi hasashen cewa ƙarin buƙatun jarin za su haifar da haɓakar haɗin gwiwa da sayayya tsakanin bankunan.
Gwamnatin tarayya ta kuma gabatar da wani shiri na harajin ribar da bankunan ke samu daga ma’amalar kuɗin waje, wanda aka tsara don rage tasirin hauhawar farashin kayayyaki. Wannan shirin ya haɗa da ƙarin haraji na kashi 70 cikin 100 akan ribar da aka samu daga ma’amalar kuɗin waje.
A cikin wani ci gaba, CBN ta soke lasisin aikin banki na Heritage Bank a watan Yuni 2024, inda ta naɗa Hukumar Kula da Ajiyar Kuɗi ta Najeriya (NDIC) a matsayin mai kula da kuɗin bankin. Wannan matakin ya nuna cewa sabon shugabancin CBN yana shirye ya bar banki ya faɗi idan ya kasa bin ka’idoji.
Masu sharhi sun yi hasashen cewa za a ci gaba da ganin haɗin gwiwa da sayayya a cikin bankunan, yayin da wasu bankunan ke fuskantar matsalolin tara kuɗin da ake buƙata. Afrinvest, wata kamfanin bincike, ta bayyana cewa za a iya ganin asarar ayyuka da rage yawan bankunan a cikin shekaru masu zuwa.
