Access Holdings Don Drop Dem Half-Year Financial Scorecard, E Get Wey E Go

Lagos, Nigeria

Access Holdings Plc don finally talk wetin dey happen for dem half-year (H1) audited financial results wey end June 30, 2025. The gist for Nigerian Exchange Limited (NGX) wey dey pepper dem small small, show say dem get profit before tax (PBT) of N320.574 billion for H1 2025, but e be like say dem dey waka back as dis one be decrease wey touch 8.1 percent when you compare am with H1 2024 wey be N348.922 billion. Na wah!

Plus, dem profit after tax (PAT) join the party drop too, according to dem report, dem carry N215.916 billion come H1 2025 as against N281.327 billion wey dem sabi collect in H1 2024, wey be major fall of 23.3 percent. This one dey very serious o! (No be joke, my guy).

But no vex abeg, gross earnings don show strong growth, increase by 13.8 percent year-on-year to N2.5 trillion for H1 2025 from N2.2 trillion in H1 2024. No forget say interest income self don dey shine like new shoe, increase by 38.9 percent to N2 trillion from N1.5 trillion wey dey for H1 2024. E be like dem don find wetin go sweet dem mouth small, abi na my eyeglasses dey misfit?

All the balance sheet indicators dey strong gist, with total assets close at N42.4 trillion, customer deposits dey dance to N22.9 trillion, loans and advances at N13.2 trillion and shareholders’ equity dey shine at N3.8 trillion. Na so dem sabi manage money o, look everywhere, dem no dey slack!

For the performance of the Group, dem dey flex well-well across dem subsidiaries. Banking group subsidiaries contribute 65 percent to the whole banking profit before tax (PBT) for 2025. Wetin be dis magic wey dem dey do? Omo, the journey to sustainable performance dey wax stronger as dem dey push for growth across Africa and beyond.

For Access – ARM Pensions, dis one dey waka jolly jolly as dem see revenue don increase by 29.9 percent to N21 billion, while dem profit before tax waka go up by 65.1 percent reach N13.1 billion. E no get wahala, their operational efficiency dey solid well! (Nothing dey like easy money).

Hydrogen Payments join hand to push the envelope as dem key in 40.5 percent increase for top-line revenue. Dem PBT don open leg increase by 273 percent year-on-year, and total transaction value wey dem process don reach N41.1 trillion for H1 2025! E don pass some people budget for their whole life, abi?

Access Insurance Brokers too dey carry dey go. Dem dey shine, record 125 percent increase for gross written premium, plus 146 percent revenue growth, and jump 161 percent for profit before tax (PBT). Na the hustle self dey pay off. Oxygen X, dem digital lending arm, no dey sleep, as dem deliver N5.4 billion in revenue and N2.2 billion in profit before tax during di review period.

I no go lie, Access Holdings dey show us say dem know wetin dem dey do. Even the financial performance don sweet pass yams and porridge together. E be like say dem wan change the banking game for this side.

Make we dey watch as dem enter the second half of the year, cause if dis one na wetin we dey see now, dem go surely fire more shots to keep dem momentum high. Stay tuned!