My people, e don happen o! Naija pension fund no just dey rise, e don blow like hot suya wey dem just pepper!
As we close for 2025, pension fund assets don reach N27.45 trillion! Wetin be dat? Na big gain wey show say our money dey work well for us. According to National Pension Commission wey release the report, na increase of N399.27 billion from November wey na N27.05 trillion. E mean say every month our money dey grow like that!
When we check how far we go in a year, everywhere no just be small, e don increase by N4.94 trillion from last year December wey be N22.51 trillion. Na 21.9% growth we dey talk for here o! Dem numbers dey sweet like pepper soup wey just land for table.
So, wetin be di secret behind this big win? Most of the money wey grow come from Retirement Savings Account (RSA) Funds. Fund II and Fund III na di big boys for this matter. Fund II don jump from N9.24 trillion in December 2024 to N11.52 trillion in December 2025, e mean say na about N2.28 trillion increase we dey talk about.
Fund III no wan hear say dem dey slack at all; e don climb from N5.92 trillion to N7.02 trillion. Na roughly N1.10 trillion increase again! Fund IV come dey shine small too, e rise from N1.62 trillion to N2.25 trillion. Wetin we go call these ones if no be say na growth party dem dey organize?
Other schemes no dey dull too o! Existing Schemes go up from N2.79 trillion to N3.28 trillion. Even the CPFAs dey show face small small, e don rise from N2.60 trillion to N2.69 trillion. Na wetin we call steady growth, my people.
Make we no forget to talk about how Federal Government securities don increase like say dem dey plant yam; from N14.11 trillion to N16.33 trillion. E clear say our government dey work hard for dis one. We still get this Treasury Bills wey dem push higher. E show say di industry dey play am safe with dem investments!
Within the year, investment in domestic ordinary shares rise well well from N2.24 trillion to N3.96 trillion. Dem say make we put money for safe ground and e work, e reflect say people dey believe in Nigeria equity market.
As we dey yarn about contributors, na so RSA membership don grow from 10.58 million to 11.04 million! E mean say more than 450,000 fresh faces don join dis pension wahala. Na good sign o, because we need more hands to build better future.
This finale for December show say the whole expansion na because of valuation gains and fresh inflows into di RSA Funds, particularly Fund II, III and IV. Na dem dey carry the industry assets on dem shoulders like say dem be weight lifter!
In terms of investments, RSA Fund II still remain di champion for market, e don close with N11.52 trillion, compared to di last month wey be N11.27 trillion. Fund III rise to N7.02 trillion from N6.90 trillion. Fund IV slight drop reach N2.25 trillion but no wahala, e still dey above dia N2 trillion mark. Na Federal Government securities dey rule, as dem still hold more than half of all assets in the industry.
Of course, we still get Treasury Bills wey don increase to N761.09 billion, while money market instruments slight decline wey na down to N2.62 trillion from N2.81 trillion last month. Bu we dey appreciate at least di money still dey flow like that.
Concerning di real estate, private equity, and infrastructure funds, dem all don close di year on high, wey show say we dey grow beyond just di normal. Real estate assets rise to N170.76 billion from N145.99 billion. Infrastructure funds don touch N282.14 billion, up from N257.23 billion.
Overall, e clear say Nigeria pension industry don close 2025 with swag! Total assets at N27.45 trillion, government securities dey still sit tight, and we dey see better future as we dey diversify our investments. Na win win situation we dey enjoy here o!
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