Naija, make we gist about wetin dey happen with tax returns and wetin we go do dis year. E no go funny if you file for tax and you see wahala because you no wait for your employer to give you final income statement. E fit make your refund delay. This year, make sure say you dey follow wetin IRS dey talk about income wey dem dey report, so you gats no wahala with your tax return.

IRS dey check wetin you claim against wetin employer, school, or bank report. If them see any difference, dem fit stop your return process until you settle matter. Na why e dey important to wait for correct documents before you file o. No be your papa money wey you wan lose!

For this 2026, financial experts don yan say plenty Naija people don dey plan how to manage their finances well — from paying debt to saving for retirement. Na 61% of Americans wey fit for financial goals dey focus on money matter. Na true, small wins matter, and we fit track our progress as we dey move ahead.

You fit use budget to sabi wetin dey go out and dey come in for your finances. The thing be say, when you don arise from wahala, picking up financial culture be serious matter. If you fit pay down high-interest debt like credit card, you dey on a better path.

Now, make we talk about investment too. People must sabi say na retirement plan matter wey dey reign. 401k and IRA na good way to start. Na free money you go dey get, especially if your company dey match your contributions.

And as wahala for economy dey chuk people igbo, dem dey advice say make we take precaution; if you no fit cover basic expenses, that na the time to start saving emergency funds. Na so we fit protect ourselves during shakara in economy.

If you wan buy house for dis 2026, e go make sense to sabi wetin you fit afford o, and plan well for down payment. Don’t forget to check your credit score so you fit get better mortgage interest rate. E no dey easy, but e go pay off well when you make the right moves.

Lastly, if you wan wey no dey too dey rent, no feel say na waste of money. Sometimes na better option, especially if you no fit ready for the hidden costs wey dey come with home ownership, like repairs and property insurance.

So, make we dey on track, follow the advice dem, and no let anyone carry you enter financial wahala again. 2026 go be our year if we make the right financial moves, I dey tell you!