My people, make we yan wetin dey happen for Naira and Dollar matter. For Monday, December 22, 2025, Naira maintain small space as e dey fight strong with United States Dollar. As dem dey calculate wetin dey happen for foreign exchange market, e clear say this one no be small play. Liquidity dey waka like say na end of year wahala we wan enter again.

Data from Nigerian Foreign Exchange Market (NFEM) show say Naira don dey battle inflation wey no wan gree slack. For NFEM, Naira start the week as e dey appreciate small small, but by the end, we see say e don drop small. According to FMDQ Securities Exchange, Naira close for around 1,466.50 per dollar. Last Friday e dey jump waka from 1,469.90 to 1,460.00.

Market analysts dey talk say this pricing get to do with 14.45% inflation rate and 27.00% Monetary Policy Rate from Central Bank of Nigeria (CBN). Na these factors dey make investors dey rush for dollar, especially as every body dey prepare for holiday imports. For black market, e worse pass as Naira dey cost higher. BDC operators from Lagos and Abuja dey sell dollar for ₦1,475 to ₦1,485. CBN dey waka around this matter because dem wan fit join the rates together more better.

As we dey enter festive season, demand for dollar dey high; travel plans, school fees, and businesses dey rush to close transactions. Na so liquidity con dey improve small because people wey dey send money from abroad don dey send remittances join. E no mean say we don solve the problem, but e dey help reduce pressure wey dey push prices go up anyhow.

For the CBN, dem confirm sey basic transactions dey show around 1,464.50 rate, but for card payments, naija banks dey quote something around 1,485. As we dey head towards 2026, experts dey talk say exchange rate go try maintain itself unless crude oil production change or CBN do some surprise policy. The first quarter of next year go focus on wetin fit help dollar liquidity secure the local currency well well.

Light for end of tunnel dey show small. As the new year dey draw near, na so Naira go dey waka through this road. All eye go dey on wetin go happen next, especially all these holiday transactions wey dey go on. So, my people, make we follow the gist as e dey unfold, because e no be joke o!