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Ramadan: Islam discourages heavy debt

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Ramadan: Islam discourages heavy debt

By Fatima Mohammed-Lawal

Professor Abubakar Ali-Agan, an Islamic cleric, says Islam warns against heavy debts because those who have died with unpaid debts will not enter Heaven.

Ali-Agan warned worshipers not to go into debt during his Ramadan conference on Saturday in Ilorin.

He described debt in Islam as borrowing from someone or lending money to someone without reward.

He said that the debt has no commercial value because the debtor cannot ask for profit from people but the reward comes from Allah.

He observed that Muslims must change their attitude towards entering into and settling debts, adding that Prophet Muhammad (pbuh) warned Muslims to beware of such an attitude.

“Some people become arrogant after taking on debt and willfully refuse to pay. One of the most important things is to write down payments owed.

“It is decreed by Islam that every debt contract must be drawn up by a scribe with fairness and without bias,” he said.

Quoting further from the Quran, he said: “O you who believe! When dealing with each other in transactions involving future obligations within a specified period of time, reduce them in writing; let a scribe write faithfully between parts ”.

Ali-Agan, also a lecturer in the Department of Religions at the Faculty of Arts at Ilorin University, explained that one of the most important things was to amortize owed payments.

According to him, Islam discourages heavy debt as much as possible, as it has a serious and direct effect on the belief or conviction of a Muslim as it can have harmful consequences.

“In Islam, debt is an obligation that must be fulfilled. Islam takes the issue of debt very seriously and warns against it and urges the Muslim to avoid it as much as possible.

“Anyone who wishes to borrow money from anyone should be deemed creditworthy.

“I thus advised that if someone dies without paying their debt, the family member or friend of the deceased Muslim should pay on behalf of that debt.

“If the debt is not cleared, the believer’s soul is suspended because of his debt until it is paid off,” he said.

The cleric, however, urged all Muslim worshipers to make their debts known to others by writing it down or letting them know. (NOPE)

(NAN)

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