Connect with us

Kanun Labarai

Shirin Ponzi na karuwa a Kano yayin da ‘yan Najeriya suka yi asarar sama da N300bn cikin shekaru 5 –

Published

on

  Lokaci ne mai wahala a gare ni bayan na zuba jari na NYSC a cikin shirin Ponzi Sa hannun jarin N500 000 shine babban kuskuren da na taba tafka Wani wanda aka kashe a shirin Ponzi Nkem ya shaida wa Hadiza Musa Yusuf da Musa Sani Aliyu irin halin da suka tsinci kansu a ciki Shirye shiryen Ponzi da ya shafi kungiyoyi masu damfara ko daidaikun mutane da ke aiki ta hanyoyi daban daban don cin zarafin mutane tare da alkawuran dawo da su bayan wani kayyadadden lokaci na karuwa a Kano in ji rahoton A bisa bayanan da tsarin zuba jari na Norrenberger Financial Investment ya fitar yan Najeriya sun yi asarar sama da Naira biliyan 300 ga shirin ponzi a cikin shekaru 5 da suka wuce A cikin yan shekarun nan dubban yan Najeriya sun fada cikin rugujewar tsare tsare na rubanya kudade wadanda aka fi sani da tsarin Ponzi Tun bayan ayyana koma bayan tattalin arziki a hukumance a farkon shekarar 2016 Najeriya ta fuskanci yawaitar zamba a duniya shirin Ponzi Biyo bayan tabarbarewar tattalin arziki a shekarar 2016 babban bankin Najeriya da asusun lamuni na duniya IMF sun bayyana cewa tattalin arzikin Najeriya ya fada cikin koma bayan tattalin arziki Tasirin ya bayyana ne ta hanyar gagarumin koma bayan da kasar ta samu a harkokin tattalin arziki kamar kara wahalhalu rashin aikin yi karancin kayan masarufi da hauhawar farashin kayayyaki Sakamakon wahalhalun da yan Najeriya suka shiga sun fara neman wata hanyar samun kudin shiga ta hanyar zamba wadanda ake ganin za su iya yin tasiri a kan kimar kasa amma da ke tattare da mummunar illa a cikin dogon lokaci Don haka a lokacin da tsarin hada hadar kudi na Mavrodi Mundial Movement shirin Ponzi ya kaddamar a shekarar 2011 wanda dan siyasa kuma dan kasar Rasha Sergius Mavrodi ya kaddamar da shi zuwa Najeriya yan Najeriya da dama sun amince da shi a matsayin tsarin da a karshe zai taimaka wajen tabbatar da yancinsu na kudi A tarihi tsarin Ponzi a Najeriya ya zama ruwan dare a cikin 1980s da farkon 1990s Wadanda suka fara tunawa sun hada da dandalin zuba jari na Umana Umana a Fatakwal da Calabar shirin Planwell a jihar Edo da kuma Nospecto a Legas Yan Najeriya sun yi asarar N300b a kan shirin ponzi cinikin hasashe Wani rahoto da jaridar Guardian ta buga ya nuna cewa daga cikin Naira biliyan 300 da miliyoyin yan Najeriya suka yi asarar shirin ponzi a cikin yan shekarun da suka gabata sama da masu hasashe 2 000 sun yi asarar Naira miliyan 900 ga Yuan Dong Ponzi Har ila yau shirin na Galaxy Transport Ponzi ya damfari wadanda abin ya shafa Naira biliyan 7 yayin da N2 biliyan ya yi asarar kamfanin Famzhi Interbiz Limited Yan Najeriyar da suka saka hannun jari a Cowlane da Dureil suma sun yi asarar Naira miliyan 100 ga kowane kaya Ga Shahararriyar kungiyar Mavrodi Mundial Movement MMM wacce ta yi aiki tsakanin 2015 zuwa 2016 masu zuba jari miliyan uku sun yi asarar Naira biliyan 18 Haka kuma masu zuba jarin nospecto sun yi asarar sama da Naira biliyan 106 a cikin wannan lokaci Kungiyar Nigerian Electronic Fraud Forum wadda aka kaddamar a shekarar 2017 ta bayyana cewa al ummar Najeriya masu zuba jari sun kuma yi asarar wani Naira biliyan 11 9 ga MMM Wadanda abin ya shafa suna ba da labarin wahala Wata yar Najeriya da ta kammala karatun digiri Nkem wadda ta ki a sakaya sunanta cikakke ta bayyana cewa bayan shekarar hidimar da ta yi a shekarar 2021 ta ajiye alawus din ta na NYSC inda ta ke son fara sana ar da za ta ci gaba da rike ta domin gujewa rayuwar rashin aikin yi bayan rikicin hidima Ta ba da labarin cewa A cikin neman son tsayawa da kaina abokina ya gabatar da ni zuwa rukunin Chinmark Ta gamsar dani cewa zan iya saka hannun jari kuma in sami arin ku i wanda hakan ya sa na saka 500k na ajiyar ku i Na tabbata cewa duka gaskiya ne kuma an gwada su A WhatsApp group chat na hadu da masu zuba jari da yawa Ya yi aiki ta hanyar zuba jarin wasu kudade wanda za ka samu Naira 15 000 na tsawon watanni shida sannan bayan wata na shida za a iya karbar kudin farko Mista Nkem ya bayyana cewa an biya ta tsawon watanni 3 wanda daga baya aka dakatar da ita Bayan an biya ni biyan ku i ta bayyana cewa Na yi ba in ciki kuma na kai rahoto ga yan sanda Har yau babu wani amsa mai kyau game da shari ata alawus na wata da jari na ya tafi Na kai ga WhatsApp group din da suka kirkira kowa yana korafi sai na gane kudina alamari ne idan aka kwatanta da sauran Mas ud Muhammad wani da aka yi fama da matsalar ponzi a Kano a shekarar 2021 ya bayyana yadda aka yi masa yaudara ta hanyar Getapp Wani abokina ne ya gabatar da ni zuwa Getapp da Inskme A lokacin ina dalibi a Kano State Polytechnic na ga da yawa daga cikin abokan karatuna suna shiga cikin tsarin Ponzi wanda na yanke shawarar shiga ciki Yana aiki ta hanyar siyan kunshin da ke zuwa da yawa daban daban Na sayi kunshin N20 000 wanda na aro a wurin mahaifina kuma na yi alkawarin mayarwa Sun yi alkawarin ribar Naira 3 000 a kowace rana a matsayin jarin da ba za a iya cirewa ba har sai ta kai N15 000 daga cikin abin da za a ba ku Naira 7 500 ne kawai kuma su dauki N500 a matsayin kudinsu inji shi A cewar Mista Muhammad bai yi zargin rashin wasa ba saboda an tantance gidan yanar gizon su Ban ma samu damar samun rabin kudin da na zuba ba a lokacin da shirin ya bace Na isa wajen abokan karatuna suna fadin haka Amma wadanda suka saka hannun jari a matakin farko na shirin sun amfana kafin wurin ya zama ba za a iya isa ga wurin ba in ji shi Wani wanda abin ya shafa mai suna Abdulrazaq Ibrahim ya ce ya koma Phoenix Contact wanda mahaifiyarsa ta gabatar da shi a watan Maris 2022 ya ba da labarin abin da ya faru Ya ce mahaifiyarsa ta saka Naira 10 000 a matsayin tukuicin Naira 4 000 a matsayin dawowar duk wata A cikin zumudi mahaifiyata ta yi tunanin adadin dawowar N50 000 zai bayar idan N10 000 ya kawo irin wannan adadin don haka ta shawo kan duk dangin su zuba jari bayan ta saka wani N50 000 da kanta Na saka N10 000 tare da yan uwana kuma Bayan an yi nasarar biyan ku i rukunin yanar gizon ya rasa ha in gwiwa kuma mun fada cikin wannan zamba in ji shi Mutane da yawa kamar Messrs Mas ud da Nkem har yanzu suna can Dalilin da yasa yan Najeriya ke ci gaba da saka hannun jari a tsarin Ponzi Rikicin baya bayan nan da ya shafi caca da dandamali na sabis na saka hannun jari 86FB ya kasance tunatarwa mara kyau ga yawancin yan Najeriya game da illolin saka hannun jari a cikin tsare tsaren Ponzi da hanyoyin saka hannun jari da ba a tabbatar da su ba wa anda ke yin al awarin sama da matsakaicin yawan amfanin baki Ayyukan masu gudanar da tsarin Ponzi na karuwa a Najeriya musamman a cikin shekaru goma da suka gabata Yan Najeriya ba za su manta da gaggawa ba MMM wanda watakila shi ne mafi shaharar tsarin Ponzi da aka shigo da shi Nijeriya Lokacin da shirin ya ruguje a shekarar 2016 2017 CBN ya bayyana cewa masu zuba jari sun yi asarar Naira biliyan 12 Tun daga MMM wasu da dama sun shigo sun sake maimaita irin wannan zagayowar tare da wasu da yawa daga cikin yan Najeriya da suka fada cikin wadannan zamba Jerin ya hada da Dantata Success Riba Company Ultimate cycler MGB Global Bitcoin Company Money Rite No Failure Development da X World Imagine Global Holdings Company Limited mafi yawancin su Hukumar Tsaro da Canjin ta rufe SEC Yan Najeriya sun nuna sau da yawa cewa suna da babban sha awar zuba jarurruka masu yawa masu riba mai yawa ba tare da la akari da rashin tsarin kasuwancin da ke tattare da yawancin wadannan tsare tsare ba Mutane da yawa suna shirye su yi gaggawar shiga cikin shirin sauri sauri na gaba tare da tunanin cewa za su iya amfana kafin ya fado Ta hanyar cin gajiyar yawan al ummar asar da kuma yanayin tattalin arzi in asar masu kafa tsarin Ponzi a shirye suke su gabatar da damfararsu ga Najeriya cikin gaggawa Me yasa mutane ke fa uwa don makircin Ponzi Ba kamar halaltacciyar kasuwanci ba makircin Ponzi yana alfahari da dawowa mai ban mamaki kuma wannan shine babban abin da ya sa mutane da yawa za su tallafa musu Mutane da yawa sun fada cikin tarkon makircin ponzi saboda sun gwammace su saka kudadensu su samu riba biyu cikin kankanin lokaci maimakon suyi aiki da shi Abin takaici yawanci girman kai ne a yi imani da wani abu da ya yi kama da gaskiya A cikin shekarar da ta gabata tsare tsaren Ponzi sun shaida tashin hankali wanda ya sa yunkurin SEC na dakile su Hukumar SEC ta sanar a watan Fabrairu cewa tana aiki tare da hukumar wayar da kan jama a ta kasa NOA da sauran hukumomin gwamnati don yakar ayyukan tsare tsaren Ponzi da hanyoyin saka hannun jari ba bisa ka ida ba Ba mu yarda da shari ar Ponzi a gidan kotu Barrister Badamasi Gandu lauya mai zaman kansa a Kano ya ce shaidun da aka bayar a kotu a kan shari ar Ponzi galibi ba za a amince da su ba saboda babu wata shaida da za a iya gani da ta nuna cewa an yi magudi Wadannan miyagu suna da wayo sosai domin babu wurin da za a same su a ina kuka tura ku in Ana iya gano asusun Ko da an kama su yawancin asusun da ake amfani da su ba a iya gano su kuma ba za a iya tuhumar su ba tare da shaida ba in ji shi Ya kuma kara da cewa domin neman saukin kudi mutane suna yin sana o in da ba bisa ka ida ba Tsarin Ponzi haramun ne wanda duk wanda aka kashe da wanda ya fara yin hakan za a iya kama shi kamar yadda doka ta tanada idan aka kama shi domin tun farko sana ar ta kasance ba halal bane Wanda aka kashe yana da niyyar damfara wanda ya fara wanda ya fara ya san haka kuma zai fara kamar yadda aka amince da shi kuma an gwada shi don samun amincewar mutum wannan yana ci gaba har sai bayan wani lokaci da masu shirin ponzi suka sami burinsu kuma ba za su iya yin karya ba ta hanyar amfani da ku in da aka kashe na sabon abokin ciniki don ba tsohon abokin ciniki da ha aka Suna shiga buya in ji shi Mista Badamasi ya shawarci mutane da su koyi cewa babu kudi mai sauki babu wani abu mai kyau da ke zuwa cikin sauki kuma mutane su guji yin irin wannan aiki domin babu riba sai ciwo inji shi Shirin Ponzi na karuwa a jihar Kano Kiyawa Kakakin rundunar yan sandan jihar Kano SP Abdullahi Kiyawa ya bayyana cewa shirin Ponzi na karuwa a jihar Kano domin yan sanda sun samu kararraki sama da 100 na shirin ponzi a shekarar 2022 Ya kara da cewa masu aikata laifukan ponzi suna da wayo kuma suna da wahalar ganowa amma yan sanda sun kama wasu da ake zargin an gurfanar da su a gaban kotu Kungiyar ta PPRO ta kara da cewa mafi yawan wadanda suka kamu da cutar ponzi mata ne saboda sun fi saurin kamuwa da mutane muminai Mista Kiyawa ya shawarci mutane su yi taka tsantsan kuma su yi bincike yadda ya kamata kafin su saka hannun jari a harkar kasuwanci ta yanar gizo kada su yi kasadar kudinsu da kansu Duk wani saka hannun jari da ba a yiwa rajista da SEC zamba ne Tattaunawa da shugaban hukumar tsaro da canjin kudi na shiyyar Kano Danladi Mohammed ya bayyana cewa makircin ponzi ban mamaki bankuna ko badakalar zuba jari kamar yadda ake magana da su ya shafi kowane nau i na manajojin asusu ba bisa ka ida ba suna ba da riba mai ban mamaki wanda koyaushe ya wuce gona da iri abin da ake iya samu da kuma iya aiki a fannin hada hadar kudi da kuma na an gajeren lokaci Ya bayyana cewa a bisa dokar zuba jari da tsaro ta shekarar 2007 duk wanda ke karbar kudade daga hannun jama a ta kowace hanya don samun kudaden gudanar da ayyukanta na kashin kansa dole ne a yi masa rajista da SEC wanda ke nufin kungiya mutum kudi da manufa kamar yadda hukumar ta yi ku sani Ya yi gargadin Duk wani dandamali na tattara kudade da ba a yi rajista ba wanda hukumar ba ta amince da shi ba ya sabawa doka kuma yana iya haifar da tsananta wa irin wadannan ma aikata da asarar jari daga abokan cinikinsu in ji shi Yadda za a gane makircin Ponzi za a gano SEC Da yake karin haske Mista Mohammed ya bayyana cewa ana iya gano tsarin Ponzi lokacin da wata kungiya ko mutum ya ba da riba mai yawa kamar yadda kullum suke alkawarin bayar da babbar riba a kan kudaden da suke karba wannan shi ne don yaudarar abokan cinikinsu Har ila yau suna da ingantacciyar hanyar tallatawa yayin da suke tabbatar da cewa wa anda abin ya shafa za su ji abin da fa idodin sauran masu zuba jari suka samu daga tsarin A karshe dai jarin da suke zubawa na gaskiya ne domin a wasu lokutan su kan yi ikirarin cewa suna da hannu a harkar mai da iskar gas da cinikin musayar waje ko wasu ayyukan bogi don gamsar da sauran kwastomomi kan yadda suke samun riba mai yawa inji shi Kamfanin da ke da rajistar CAC na iya zama doka Daraktan shiyyar SEC Danladi Mohammed ya bayyana cewa bai kamata a yaudari mutane ba yayin da kamfanoni ke ba su rajistar CAC Hakika za su iya samun shi don kare sunan kamfaninsu samun CAC abu aya ne kuma rajistar da ta dace da SEC da sauran hukumomin da suka dace wani abu ne in ji shi Shugaban shiyyar ya jaddada cewa mutane su yi kokari su yi tambayoyi ba wai wai sun san komai ba Ya kuma yi gargadin cewa duk wani memba da ke saka hannun jari wajen mu amala da kowace kungiya ba tare da neman bayanai daga hukumomin da suka dace ba suna yin hakan ne a kan kasadarsu
Shirin Ponzi na karuwa a Kano yayin da ‘yan Najeriya suka yi asarar sama da N300bn cikin shekaru 5 –

1 “Lokaci ne mai wahala a gare ni bayan na zuba jari na NYSC a cikin shirin Ponzi. Sa hannun jarin N500,000 shine babban kuskuren da na taba tafka, ”Wani wanda aka kashe a shirin Ponzi, Nkem, ya shaida wa Hadiza Musa Yusuf da Musa Sani Aliyu irin halin da suka tsinci kansu a ciki.

2 Shirye-shiryen Ponzi da ya shafi kungiyoyi masu damfara ko daidaikun mutane da ke aiki ta hanyoyi daban-daban don cin zarafin mutane tare da alkawuran dawo da su bayan wani kayyadadden lokaci, na karuwa a Kano, in ji rahoton.

3 A bisa bayanan da tsarin zuba jari na Norrenberger Financial Investment ya fitar, ‘yan Najeriya sun yi asarar sama da Naira biliyan 300 ga shirin ponzi a cikin shekaru 5 da suka wuce.

4 A cikin ‘yan shekarun nan, dubban ‘yan Najeriya sun fada cikin rugujewar tsare-tsare na rubanya kudade, wadanda aka fi sani da tsarin Ponzi.

5 Tun bayan ayyana koma bayan tattalin arziki a hukumance a farkon shekarar 2016, Najeriya ta fuskanci yawaitar zamba a duniya, shirin Ponzi.

6 Biyo bayan tabarbarewar tattalin arziki a shekarar 2016, babban bankin Najeriya da asusun lamuni na duniya IMF sun bayyana cewa tattalin arzikin Najeriya ya fada cikin koma bayan tattalin arziki. Tasirin ya bayyana ne ta hanyar gagarumin koma bayan da kasar ta samu a harkokin tattalin arziki, kamar kara wahalhalu, rashin aikin yi, karancin kayan masarufi, da hauhawar farashin kayayyaki.

7 Sakamakon wahalhalun da ’yan Najeriya suka shiga sun fara neman wata hanyar samun kudin shiga ta hanyar zamba wadanda ake ganin za su iya yin tasiri a kan kimar kasa amma da ke tattare da mummunar illa a cikin dogon lokaci.

8 Don haka, a lokacin da tsarin hada-hadar kudi na Mavrodi Mundial Movement, shirin Ponzi ya kaddamar a shekarar 2011 wanda dan siyasa kuma dan kasar Rasha Sergius Mavrodi ya kaddamar da shi zuwa Najeriya, ‘yan Najeriya da dama sun amince da shi a matsayin tsarin da a karshe zai taimaka wajen tabbatar da ‘yancinsu na kudi.

9 A tarihi, tsarin Ponzi a Najeriya ya zama ruwan dare a cikin 1980s da farkon 1990s. Wadanda suka fara tunawa sun hada da dandalin zuba jari na Umana-Umana a Fatakwal da Calabar, shirin Planwell a jihar Edo, da kuma Nospecto a Legas.

10 ’Yan Najeriya sun yi asarar N300b a kan shirin ponzi, cinikin hasashe

11 Wani rahoto da jaridar Guardian ta buga ya nuna cewa, daga cikin Naira biliyan 300 da miliyoyin ‘yan Najeriya suka yi asarar shirin ponzi a cikin ‘yan shekarun da suka gabata, sama da masu hasashe 2,000 sun yi asarar Naira miliyan 900 ga Yuan Dong Ponzi.

12 Har ila yau, shirin na Galaxy Transport Ponzi ya damfari wadanda abin ya shafa Naira biliyan 7 yayin da N2 biliyan ya yi asarar kamfanin Famzhi Interbiz Limited. ‘Yan Najeriyar da suka saka hannun jari a Cowlane da Dureil suma sun yi asarar Naira miliyan 100 ga kowane kaya.

13 Ga Shahararriyar kungiyar Mavrodi Mundial Movement (MMM) wacce ta yi aiki tsakanin 2015 zuwa 2016, masu zuba jari miliyan uku sun yi asarar Naira biliyan 18. Haka kuma masu zuba jarin nospecto sun yi asarar sama da Naira biliyan 106 a cikin wannan lokaci.

14 Kungiyar ‘Nigerian Electronic Fraud Forum’ wadda aka kaddamar a shekarar 2017, ta bayyana cewa al’ummar Najeriya masu zuba jari sun kuma yi asarar wani Naira biliyan 11.9 ga MMM.

15 Wadanda abin ya shafa suna ba da labarin wahala

16 Wata ‘yar Najeriya da ta kammala karatun digiri, Nkem, wadda ta ki a sakaya sunanta cikakke, ta bayyana cewa bayan shekarar hidimar da ta yi a shekarar 2021, ta ajiye alawus din ta na NYSC, inda ta ke son fara sana’ar da za ta ci gaba da rike ta, domin gujewa rayuwar rashin aikin yi bayan rikicin hidima.

17 Ta ba da labarin cewa, “A cikin neman son tsayawa da kaina, abokina ya gabatar da ni zuwa rukunin Chinmark. Ta gamsar dani cewa zan iya saka hannun jari kuma in sami ƙarin kuɗi, wanda hakan ya sa na saka 500k na ajiyar kuɗi.

18 “Na tabbata cewa duka gaskiya ne kuma an gwada su. A WhatsApp group chat na hadu da masu zuba jari da yawa. Ya yi aiki ta hanyar zuba jarin wasu kudade wanda za ka samu Naira 15,000 na tsawon watanni shida, sannan bayan wata na shida za a iya karbar kudin farko”.

19 Mista Nkem ya bayyana cewa an biya ta tsawon watanni 3, wanda daga baya aka dakatar da ita. Bayan an biya ni biyan kuɗi ta bayyana cewa “Na yi baƙin ciki kuma na kai rahoto ga ‘yan sanda.

20 “Har yau babu wani amsa mai kyau game da shari’ata, alawus na wata da jari na ya tafi. Na kai ga WhatsApp group din da suka kirkira kowa yana korafi sai na gane kudina alamari ne idan aka kwatanta da sauran”.

21 Mas’ud Muhammad, wani da aka yi fama da matsalar ponzi a Kano a shekarar 2021, ya bayyana yadda aka yi masa yaudara ta hanyar Getapp.

22 “Wani abokina ne ya gabatar da ni zuwa Getapp da Inskme. A lokacin ina dalibi a Kano State Polytechnic na ga da yawa daga cikin abokan karatuna suna shiga cikin tsarin Ponzi wanda na yanke shawarar shiga ciki.

23 “Yana aiki ta hanyar siyan kunshin da ke zuwa da yawa daban-daban. Na sayi kunshin N20,000 wanda na aro a wurin mahaifina kuma na yi alkawarin mayarwa.

24 Sun yi alkawarin ribar Naira 3,000 a kowace rana a matsayin jarin da ba za a iya cirewa ba har sai ta kai N15,000 daga cikin abin da za a ba ku Naira 7,500 ne kawai kuma su dauki N500 a matsayin kudinsu,” inji shi.

25 A cewar Mista Muhammad, bai yi zargin rashin wasa ba saboda an tantance gidan yanar gizon su.

26 “Ban ma samu damar samun rabin kudin da na zuba ba a lokacin da shirin ya bace. Na isa wajen abokan karatuna suna fadin haka. Amma wadanda suka saka hannun jari a matakin farko na shirin sun amfana kafin wurin ya zama ba za a iya isa ga wurin ba,” in ji shi.

27 Wani wanda abin ya shafa mai suna Abdulrazaq Ibrahim ya ce ya koma Phoenix Contact, wanda mahaifiyarsa ta gabatar da shi a watan Maris 2022 ya ba da labarin abin da ya faru.

28 Ya ce mahaifiyarsa ta saka Naira 10,000 a matsayin tukuicin Naira 4,000 a matsayin dawowar duk wata.

29 “A cikin zumudi, mahaifiyata ta yi tunanin adadin dawowar N50,000 zai bayar idan N10,000 ya kawo irin wannan adadin don haka ta shawo kan duk dangin su zuba jari bayan ta saka wani N50,000 da kanta.

30 “Na saka N10,000, tare da ’yan uwana kuma. Bayan an yi nasarar biyan kuɗi, rukunin yanar gizon ya rasa haɗin gwiwa kuma mun fada cikin wannan zamba,” in ji shi.

31 Mutane da yawa kamar Messrs Mas’ud da Nkem har yanzu suna can.

32 Dalilin da yasa ‘yan Najeriya ke ci gaba da saka hannun jari a tsarin Ponzi

33 Rikicin baya-bayan nan da ya shafi caca da dandamali na sabis na saka hannun jari, 86FB ya kasance tunatarwa mara kyau ga yawancin ‘yan Najeriya game da illolin saka hannun jari a cikin tsare-tsaren Ponzi da hanyoyin saka hannun jari da ba a tabbatar da su ba waɗanda ke yin alƙawarin sama da matsakaicin yawan amfanin baki.

34 Ayyukan masu gudanar da tsarin Ponzi na karuwa a Najeriya, musamman a cikin shekaru goma da suka gabata. ’Yan Najeriya ba za su manta da gaggawa ba, MMM wanda watakila shi ne mafi shaharar tsarin Ponzi da aka shigo da shi Nijeriya. Lokacin da shirin ya ruguje a shekarar 2016-2017, CBN ya bayyana cewa masu zuba jari sun yi asarar Naira biliyan 12.

35 Tun daga MMM, wasu da dama sun shigo sun sake maimaita irin wannan zagayowar tare da wasu da yawa daga cikin ‘yan Najeriya da suka fada cikin wadannan zamba. Jerin ya hada da Dantata Success & Riba Company, Ultimate cycler, MGB Global, Bitcoin Company, Money Rite, No Failure Development, da X-World, Imagine Global Holdings Company Limited, mafi yawancin su Hukumar Tsaro da Canjin ta rufe. SEC

36 ‘Yan Najeriya sun nuna sau da yawa cewa suna da babban sha’awar zuba jarurruka masu yawa, masu riba mai yawa, ba tare da la’akari da rashin tsarin kasuwancin da ke tattare da yawancin wadannan tsare-tsare ba. Mutane da yawa suna shirye su yi gaggawar shiga cikin shirin-sauri-sauri na gaba tare da tunanin cewa za su iya amfana kafin ya fado.

37 Ta hanyar cin gajiyar yawan al’ummar ƙasar da kuma yanayin tattalin arziƙin ƙasar, masu kafa tsarin Ponzi a shirye suke su gabatar da damfararsu ga Najeriya cikin gaggawa.

38 Me yasa mutane ke faɗuwa don makircin Ponzi

39 Ba kamar halaltacciyar kasuwanci ba, makircin Ponzi yana alfahari da dawowa mai ban mamaki kuma wannan shine babban abin da ya sa mutane da yawa za su tallafa musu.

40 Mutane da yawa sun fada cikin tarkon makircin ponzi saboda sun gwammace su saka kudadensu su samu riba biyu cikin kankanin lokaci maimakon suyi aiki da shi.

41 Abin takaici, yawanci girman kai ne a yi imani da wani abu da ya yi kama da gaskiya.

42 A cikin shekarar da ta gabata, tsare-tsaren Ponzi sun shaida tashin hankali, wanda ya sa yunkurin SEC na dakile su. Hukumar SEC ta sanar a watan Fabrairu cewa tana aiki tare da hukumar wayar da kan jama’a ta kasa, NOA, da sauran hukumomin gwamnati don yakar ayyukan tsare-tsaren Ponzi da hanyoyin saka hannun jari ba bisa ka’ida ba.

43 Ba mu yarda da shari’ar Ponzi a gidan kotu – Barrister

44 Badamasi Gandu, lauya mai zaman kansa a Kano ya ce shaidun da aka bayar a kotu a kan shari’ar Ponzi galibi ba za a amince da su ba saboda babu wata shaida da za a iya gani da ta nuna cewa an yi magudi.

45 “Wadannan miyagu suna da wayo sosai, domin babu wurin da za a same su, a ina kuka tura kuɗin? Ana iya gano asusun? Ko da an kama su, yawancin asusun da ake amfani da su ba a iya gano su kuma ba za a iya tuhumar su ba tare da shaida ba,” in ji shi.

46 Ya kuma kara da cewa, domin neman saukin kudi, mutane suna yin sana’o’in da ba bisa ka’ida ba, “Tsarin Ponzi haramun ne, wanda duk wanda aka kashe da wanda ya fara yin hakan za a iya kama shi kamar yadda doka ta tanada idan aka kama shi, domin tun farko sana’ar ta kasance. ba halal bane.

47 “Wanda aka kashe yana da niyyar damfara wanda ya fara, wanda ya fara ya san haka kuma zai fara kamar yadda aka amince da shi kuma an gwada shi don samun amincewar mutum, wannan yana ci gaba har sai bayan wani lokaci da masu shirin ponzi suka sami burinsu kuma ba za su iya yin karya ba. ta hanyar amfani da kuɗin da aka kashe na sabon abokin ciniki don ba tsohon abokin ciniki da haɓaka! Suna shiga buya,” in ji shi.

48 Mista Badamasi ya shawarci mutane da su koyi cewa babu kudi mai sauki, “babu wani abu mai kyau da ke zuwa cikin sauki, kuma mutane su guji yin irin wannan aiki domin babu riba sai ciwo,” inji shi.

49 Shirin Ponzi na karuwa a jihar Kano – Kiyawa

50 Kakakin rundunar ‘yan sandan jihar Kano, SP Abdullahi Kiyawa, ya bayyana cewa shirin Ponzi na karuwa a jihar Kano domin ‘yan sanda sun samu kararraki sama da 100 na shirin ponzi a shekarar 2022.

51 Ya kara da cewa masu aikata laifukan ponzi suna da wayo kuma suna da wahalar ganowa, amma ‘yan sanda sun kama wasu da ake zargin an gurfanar da su a gaban kotu.

52 Kungiyar ta PPRO ta kara da cewa mafi yawan wadanda suka kamu da cutar ponzi mata ne saboda sun fi saurin kamuwa da mutane muminai.

53 Mista Kiyawa ya shawarci mutane su yi taka tsantsan kuma su yi bincike yadda ya kamata kafin su saka hannun jari a harkar kasuwanci ta yanar gizo, kada su yi kasadar kudinsu da kansu.

54 Duk wani saka hannun jari da ba a yiwa rajista da SEC zamba ne

55 Tattaunawa da shugaban hukumar tsaro da canjin kudi na shiyyar Kano, Danladi Mohammed, ya bayyana cewa makircin ponzi, ban mamaki bankuna, ko badakalar zuba jari kamar yadda ake magana da su ya shafi kowane nau’i na manajojin asusu ba bisa ka’ida ba suna ba da riba mai ban mamaki wanda koyaushe ya wuce gona da iri. abin da ake iya samu da kuma iya aiki a fannin hada-hadar kudi da kuma na ɗan gajeren lokaci.

56 Ya bayyana cewa a bisa dokar zuba jari da tsaro ta shekarar 2007, duk wanda ke karbar kudade daga hannun jama’a ta kowace hanya don samun kudaden gudanar da ayyukanta na kashin kansa, dole ne a yi masa rajista da SEC, wanda ke nufin kungiya, mutum, kudi, da manufa, kamar yadda hukumar ta yi. ku sani.

57 Ya yi gargadin “Duk wani dandamali na tattara kudade da ba a yi rajista ba, wanda hukumar ba ta amince da shi ba ya sabawa doka, kuma yana iya haifar da tsananta wa irin wadannan ma’aikata da asarar jari daga abokan cinikinsu,” in ji shi.

58 Yadda za a gane makircin Ponzi za a gano – SEC

59 Da yake karin haske, Mista Mohammed ya bayyana cewa, ana iya gano tsarin Ponzi lokacin da wata kungiya ko mutum ya ba da, “riba mai yawa kamar yadda kullum suke alkawarin bayar da babbar riba a kan kudaden da suke karba, wannan shi ne don yaudarar abokan cinikinsu. Har ila yau, suna da ingantacciyar hanyar tallatawa yayin da suke tabbatar da cewa waɗanda abin ya shafa za su ji abin da ‘fa’idodin’ sauran ‘masu zuba jari’ suka samu daga tsarin. A karshe dai jarin da suke zubawa na gaskiya ne, domin a wasu lokutan su kan yi ikirarin cewa suna da hannu a harkar mai da iskar gas, da cinikin musayar waje, ko wasu ayyukan bogi don gamsar da sauran kwastomomi kan yadda suke samun riba mai yawa,” inji shi.

60 Kamfanin da ke da rajistar CAC na iya zama doka

61 Daraktan shiyyar SEC, Danladi Mohammed ya bayyana cewa bai kamata a yaudari mutane ba yayin da kamfanoni ke ba su rajistar CAC.

62 “Hakika, za su iya samun shi don kare sunan kamfaninsu, samun CAC abu ɗaya ne kuma rajistar da ta dace da SEC da sauran hukumomin da suka dace wani abu ne,” in ji shi.

63 Shugaban shiyyar ya jaddada cewa mutane su yi kokari su yi tambayoyi, ba wai wai sun san komai ba.

64 Ya kuma yi gargadin cewa duk wani memba da ke saka hannun jari wajen mu’amala da kowace kungiya ba tare da neman bayanai daga hukumomin da suka dace ba suna yin hakan ne a kan kasadarsu.

aminiyahausa

Mun fassara wannan labari daga Turanci zuwa wannan harshe. Ba za mu iya ba da tabbacin cewa ya yi daidai ba. Da fatan za a kula.

NNN is an online Nigerian news portal that publishes breaking news in Nigeria and the world.Contacti: editor @ nnn.ng. Disclaimer.