Manyan Bankuna Suna Saka Dala Biliyan 30 A Jamhuriya ta Farko, Suna Nuna Amincewa A Tsarin Banki

Amincewa da tsarin banki Wata kungiyar cibiyoyin hada-hadar kudi ta amince ta saka dala biliyan 30 a jamhuriya ta farko a wani mataki na nuna amincewa da tsarin banki, kamar yadda bankunan suka sanar da yammacin jiya Alhamis.

Bankin Amurka, Wells Fargo, Citigroup da JPMorgan Chase za su ba da gudummawar kusan dala biliyan 5 kowanne, yayin da Goldman Sachs da Morgan Stanley za su ajiye kusan dala biliyan 2.5, in ji bankunan a cikin wata sanarwa da aka fitar. Truist, PNC, US Bancorp, State Street da Bank of New York Mellon za su ajiye kusan dala biliyan 1 kowanne.

“Wannan mataki da manyan bankunan Amurka suka yi ya nuna amincewarsu ga jamhuriya ta farko da kuma bankuna masu girma dabam, kuma hakan ya nuna jajircewarsu gaba daya na taimakawa bankunan hidima ga abokan cinikinsu da al’ummominsu,” in ji kungiyar a cikin wata sanarwa.

Ajiye ajiya na kwanaki 120 Adadin ya zama tilas su zauna a banki na tsawon kwanaki 120, a cewar sanarwar daga Jamhuriya ta farko. Hannayen bankunan yankin da farko sun fadi a ranar Alhamis amma sun koma sama bayan rahotanni daga David Faber na CNBC da sauransu game da ci gaban shirin ajiya.

Juya koma baya a farashin hannayen jari Labarin na zuwa ne bayan da hannun jarin Jamhuriya ta Farko ya tabarbare a ‘yan kwanakin nan, sakamakon rugujewar bankin Silicon Valley a ranar Juma’ar da ta gabata da kuma Bankin Signature a karshen mako. Duk waɗannan bankunan biyu suna da adadin kuɗin da ba a ba su inshora ba, kamar yadda Jamhuriya ta farko ta yi, wanda ya haifar da damuwa cewa abokan ciniki za su cire kuɗin su. Sabbin kudaden ajiya daga manyan bankunan ba su da inshora.

Rikicin hannun jari na Jamhuriya ta farko, wanda ya rufe a $115 a kowace hannun jari a ranar 8 ga Maris, ya yi ciniki kasa da $20 a lokaci guda Alhamis. An dakatar da hannun jari akai-akai yayin zaman kuma ya tashi kusan 10% a ranar, yana rufewa akan $ 34.27 a kowace rabon.

Jinjina ga bankunan da ake ajiyewa Shugaban zartarwa na Jamhuriya ta farko Jim Herbert da Shugaba Mike Roffler a cikin wata sanarwa da suka fitar sun ce “muna so mu yi godiya sosai” ga bankunan 11.

Ajiye Kudi Bankin ya fada jiya Lahadi cewa yana da sama da dalar Amurka biliyan 70 na kudaden da ake samu, ba tare da kirga karin kudaden da zai iya samu daga Shirin Bayar da Kudade na Tsawon Lokaci na Babban Bankin Tarayya ba, amma hakan bai isa ya hana masu saka hannun jari zubar da jarin ba.

A ranar Alhamis, bankin ya ce yana da tsabar kudi kusan dala biliyan 34 a ranar 15 ga Maris, ba tare da kirga sabbin dala biliyan 30 da aka ajiye ba. Jamhuriya ta farko ta ciyo rancen biliyoyin daloli daga Babban Bankin Tarayya da Babban Bankin Lamuni na Gida a cikin makon da ya gabata amma fitar da kudaden ajiya na yau da kullun “ya ragu sosai,” in ji bankin. Ita ma jamhuriya ta farko tana dakatar da rabon hannayen jari na bai ɗaya.

Sanarwar hadin gwiwa daga masu kula da harkokin banki “Wannan nunin goyon baya da gungun manyan bankunan suka yi an yi maraba da shi sosai, kuma yana nuna juriyar tsarin banki,” Babban Bankin Tarayya, Ma’aikatar Baitulmali, Kamfanin Inshorar Deposit na Tarayya da Ofishin Kwanturolan Kuɗi sun ce. a cikin sanarwar hadin gwiwa.

Sayen da bai dace ba saboda asarar babban fayil a cikin babban rikicin kuɗi, manyan kamfanoni sun sayi bankuna da yawa masu fama da arha a yunƙurin taimakawa tsarin banki. Sai dai kuma, asarar da ba a samu ba a cikin kundin tsarin ba da lamuni na Jamhuriya ta farko, sakamakon saurin karuwar kudin ruwa da aka samu a bara, ya sa cinikin bai yi nasara ba, in ji majiyoyin.

Majiya mai tushe ta fada wa Faber cewa, wannan alamar, wanda zai hada da asusun ajiyar banki na banki, zai kai kusan dala biliyan 25 a cikin ma’auni na jamhuriya ta farko.

Bayanin kasuwanci na Jamhuriya ta farko yawanci tana biyan manyan abokan ciniki da kamfanoni, kuma kasuwancinta ya haɗa da sarrafa dukiya da lamunin gidaje. Kamfanin ya ba da rahoton kadarorin sama da dala biliyan 212 a karshen watan Disamba kuma ya samu sama da dala biliyan 1.6 a cikin kudaden shiga a bara.