Bank of America don announce say all their branches go close on Friday, July 3, 2026. Dis one na because the Federal Reserve holiday schedule. The Federal Reserve dey close for all 11 official federal holidays, so banks too dey suspend in-person services and close their branches.
Although Independence Day na July 4 every year, for 2026 the holiday fall on Saturday. According to federal holiday observance rules, when holiday fall on Saturday, dem go observe am on the preceding Friday. So banks go close on Friday, July 3.
Apart from Bank of America, many other national and regional banks go also close their branches on that day. Customers suppose check with their local branch before time if dem need to do any in-person banking.
Even though most bank branches go close, customers go still fit access online banking, mobile banking, and ATMs. Most everyday banking tasks fit still complete electronically. But customers must remember say payments or transfers wey dem schedule on federal holiday fit no start processing until the next business day.
Bank branches go reopen on Monday, July 6, because July 4 and July 5 na Saturday and Sunday, when most banks dey close normally.
So far for 2026, Bank of America and most other banks don already close for some federal holidays. The remaining scheduled bank holidays for 2026 still dey.
Because July 4 fall on Saturday, the holiday closure calendar dey more complicated than usual. For example, the United States Postal Service go open post offices and deliver mail on Friday, but no go do anything on Saturday. California state government offices and services go open on Friday, and state employees go get holiday credit.
Bay Area county and city governments get different schedules. Santa Clara, Alameda, and Contra Costa counties, plus San Jose city, don designate Friday as observed holiday. San Mateo County and San Francisco say some offices and services go open on Friday. Libraries too vary: San Mateo County libraries open Friday but close Saturday and Sunday; San Mateo city libraries close Friday and Saturday; San Jose Public Libraries close Saturday.
In general, banks go open Friday and close Saturday. Stock markets like NYSE and Nasdaq go close Friday. BART go run normal weekday schedule Friday, and Sunday schedule on Saturday. Caltrain go run normal weekday schedule Friday, and weekend schedule on Saturday with one extra southbound local train from San Francisco after fireworks.
