Na so Chipper Cash, dat big fintech wey everybody dey talk about, don finally manage hit dem first positive cash flow for Q4 2025. E be like say na miracle wey dem do, as dem dey face plenty wahala from everywhere, but dem still manage stay strong. Ham Serunjogi, wey be co-founder and CEO, don share am for LinkedIn, talk say na hard work and correct planning make am happen.
As Nigeria dey struggle with naira wey don drop pass original price, Chipper Cash still dey shine. Since 2022, naira don lose over 70% against dollar, as e dey hard for plenty businesses. But Chipper no let dis one stop dem, dem use discipline and control to fit waka through all dis wahala. Naija still dey important market for dem, and dem dey rake in money from remittances, local payments, and demand for dollar virtual cards.
Dis company, wey started for 2018 by Ham and Maijid Moujaled, dey offer peeps easy way to transfer money, pay bills, and collect virtual dollar cards. Dem don connect plenty African countries, USA, and UK together for dis fintech matter. E plenty people dey use dem service, especially as dem dey face wahala to make international payments.
Chipper Cash don raise over $2 billion before, thanks to sharp investors like Ribbit Capital and Bezos Expeditions. E be like say dem dey more focus on sustainability now, no be just to rush for expansion. Ham say make we sabi say to reach dis milestone no be easy task, as dem don do team restructuring to secure wetin dey ahead for dem.
Despite say dem no talk exact figures for dis quarter, e be like say dis achievement fit show hope for other African fintechs wey dey face challenges. Plenty companies dey struggle to move from cash-burn to sustainable operation, but Chipper Cash fit balance dey amidst plenty pressure.
Amid currency wahala and regulatory change, Chipper Cash dey shine as example of wetin discipline fit achieve. Dem don prove say with hard work, no wahala dey too big to conquer, and dem dey build wetin go last for Africa.
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