Abeg, my people, make I yarn you one small thing wey fit help you save your money this new year.

No be news say scammers dey waka around, especially as we enter 2026. Dem don sabi use AI wey sound like real humans well well, e fit make dem confuse elderly people. Make sure say you sabi the signs, so you no go fall for their traps.

First thing wey you go do be say you need strong passwords. No dey use any common name like birthday or your mama surname, that one too easy for them to find. Na 12 to 16 characters you go need; mix am with letters, numbers, and symbols.

Next, shine your eye on social media. No let dem catch you dey post your full life story. Even those small, funny quizzes wey dey pop up no be your friend; dem fit gather info wey scammers go use as password hints.

And if na text or email wey look suspicious land your inbox, better no reply at all. No give out financial info to any caller wey you no expect. Regularly check your money statements too, e no go kill you to dey face check dem.

Better Business Bureau talk say set financial goals for yourself this year. Whether na to save for retirement or just building emergency funds, clear goals go help guide your spending. Create budget wey you fit track, and sabi wetin you dey chop your money for.

Also, make you sabi the power wey AI tools get – plenty free tools dey wey fit help manage your debt. Try look for small-small savings like making your own coffee instead of buying outside.

High interest rates fit dey waste your money, so contact your credit card company to ask about lower rates. And e go good make you verify any online store before you buy anything. Better check go dey help you avoid scams wahala.

Last-last, try consider side hustle or freelance work to get extra cash in your pocket. Just make sure say na reputable platforms you go use.

If we all fit follow this advise, you go fit dodge scammers and build yourself financially strong.