Make we gist wetin dey happen for our economy! Naija people, e be like say the Central Bank of Nigeria (CBN) don really try as dem raise N15.3 trillion from treasury bills this year 2025. Dis kain money na wetin dem go use to cover government budget wahala wey dey ground. No be small thing o!

As e be, this amount wey dem raise show say e don increase by 15.04% compared to last year, 2024, wey dem raise N13.3 trillion. Na so we dey see how our government dey rely on short-term borrowing like person wey just finish chop for wedding and no get money for house rent again. Naija, wetin we go do?

Dey also talk say in 2025, total amount wey dey offered for subscription don rise to N12.8 trillion. Dis one na 60.2% increase compared to the N7.99 trillion wey we see last year. But here come the wahala, total investor subscriptions don decline. You fit ask say wetin be the cause? Na because of lower yields wey dey affect market decision.

As dem gather the figures, we dey see say total subscriptions for 2025 na N36.63 trillion. But e na small dey go down—5.47% lower than the N38.75 trillion wey dem record in 2024. E be like say people dey find better place to put their money, abi dem don tire for treasury bills?

On top this matter, CBN don talk say they go use S4 electronic system for treasury auctions, wey go take effect from November 20. Dem dey really try get control of di government security side of our fixed income market. If you fit remember, dis one go help manage how dey dey auction treasury bills, no be joke!

People wey sabi this matter dey yan say as dem dey reduce NTB stop rates, some market people don start to shift their money to stock market even! Last NTB auction wey dem do on December 17, 2025, di stop rate on di 91-day bill don drop to 15.5%, from 18% in December 2024. Things dey change fast, you gree?

As we dey toast to your glasses for this matter, market analysts dey talk say CBN dey use this method to balance inflation and encourage fresh money to enter market. Dem don make adjustments for yield on different bills, according to how di market dey react. How you see am? Some dey believe say dis strategy fit work, others dey wonder if na correct move.

Naija economy dey like play, e fit change anytime, so every investor wey dey listen make you open your eyes. Dis year no been easy with inflation dey hover around 14.45%, but we dey see how CBN dey try manage am with their rates. How dem wan fit balance rate for treasury bills na the koko.

As we dey end this gist, people for market dey curious about how the festive season go affect inflation and if prices go go up like prices of rice during Christmas. The game no easy but we dey optimistic say everything go settle as e suppose be!